No License? No Problem — Training Flow

NO LICENSE? NO PROBLEM

Let’s get you licensed ASAP. Our licensing coordinator will reach out to help you with the process. Below is an outline of the entire process.

Sign Up for Exam Prep

  • If you haven’t registered for your course, follow these instructions.
  • Visit www.xcelsolutions.com to complete your course.
  • Click on ENROLL.
  • SELECT YOUR COURSE → Insurance English Pre-Licensing Bundle Courses.
  • Choose your STATE.
  • Select the AMOUNT FOR THE COURSE and add to shopping cart.
  • Select Life and Health Insurance.
  • Select GO TO CART.
  • Enter your team’s DISCOUNT CODE: WFGSTOKES.
  • Select APPLY.
  • Select PROCEED TO CHECKOUT.
  • Create an Account as a new student → select Sign Up.
  • Fill out New Student Registration.
  • Select Proceed to Checkout → review student information → select Proceed to Checkout.
  • Choose Credit Card for payment method.
  • Click the button for “I agree to the terms and conditions.” Select I AGREE.
  • Select PROCEED TO CHECKOUT.
  • Enter Credit Card information → select SUBMIT YOUR ORDER.
  • Review your order confirmation.

How to Pass Your Exams in 5 Days

  • Day 1 — Get an EMPTY notepad & DO NOT READ. Fast-forward and take each chapter Quiz, one at a time until you pass. Take notes on every wrong answer. Then take the simulated exam (you’ll likely fail). Take notes on the wrong answers again. Repeat until you reach ≥ 70%. Print the certificate and schedule your test for 4–5 days out. (~4 hours)
  • Day 2 — Take the simulated exam 2×.
  • Day 3 — Take simulated exams repeatedly, getting at least 85–90%.
  • Day 4 — Repeat simulated exams, keep hitting 85–90%.
  • Day 5 — Repeat simulated exams, keep hitting 85–90%.

Goal: score 85–90% at least 15–20 times.

Register for Exam

Each state operates differently for testing. Visit your state’s Insurance Department website for details.

Apply for License

  • Allow 24 hours for your information to update before applying.
  • Visit NIPR (National Insurance Producer Registry) .
  • Click on Individual.
  • Select Social Security Number.
  • Fill out Personal Information.
  • Click Start.
  • Click Producer Licensing.
  • Choose Initial, then Resident. Select your Resident State, then Next. Select Life Only (select Accident & Health too if you took the Life & Health exam).
  • Click Next, complete all required information (Employment & Background).
  • Click Next, then pay the fee.
  • After submission, allow up to 2–3 weeks for approval.

Post License Requirements

When you registered for ExamFX you also received a discount code for your continuing education classes. Check your email for that link and follow instructions to take the required courses — Life, Annuity, AML, Long-Term Care, and Health Insurance CE.

Upload AML Certificate

  • Log into mywfg.com
  • Go to Menu > Administration > BOSS Electronic Forms.
  • Select AML Certification.
  • Choose Other for Vendor Used for the AML Course.
  • Enter the Date you completed your AML Course.
  • Click Continue.
  • Follow the DocuSign prompts and attach your certificate.

LTC and Annuity certificates are submitted directly to product providers.

Stacey Stokes

973-713-7268